Mortgage Blog
Your Mortgage Made Simple
Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Majed Adada
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
read more
Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Majed Adada
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
read more
Fall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: Majed Adada
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...
read more
Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: Majed Adada
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...
read more
Upcoming Open House + live mortgage consultations - Nov 1-2, 2025. Hope to see you.
October 31, 2025 | Posted by: Majed Adada
This Saturday and Sunday, I'm joining John Sanders on an open house for this beautiful home in Stitsville. I'll be supporting visitors with mortgage advice, and prepared affordability sheets, to help ...
read more
Bank of Canada lowers policy rate to 2.25%
October 29, 2025 | Posted by: Majed Adada
The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo ...
read more
Upcoming Open House + live mortgage consultations - Oct 26, 2025. Hope to see you.
October 24, 2025 | Posted by: Majed Adada
...
read more
Home Selling Season is Around the Corner: Tips to Get Ready
October 22, 2025 | Posted by: Majed Adada
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
read more
Should You Pay Off Your Mortgage Early?
October 8, 2025 | Posted by: Majed Adada
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
read more
Real Estate 101: Essential Tips for First-Time Home Buyers
October 1, 2025 | Posted by: Majed Adada
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
read more